Hunting Is An Efficient And Eco Friendly Way Of...

The impression that a lot of people have of hunters is that they are just cold-blooded murderers who just kill for the fun of it, but that is a simple misconception. What people fail to see is that hunting is actually an efficient and eco-friendly way of controlling the animal population. Many organizations endorse and assist in the process of conservation hunting, â€Å"In 1907, only 41,000 elk remained in North America. Thanks to the money and hard work invested by hunters to restore and conserve habitat, today there are more than 1 million† (Rocky Mountain Elk Foundation). Hunting allows a person to enjoy the wilderness and learn about the ecosystem in an immersive way. Hunting has a bad reputation solely based on people’s opinions of firearms and of animal cruelty, and those opinions have been formed without proper information on the matter and without exposure to hunting itself. â€Å"Avid hunter Theodore Roosevelt created our national forests and grasslands and forever protected 230 million acres for wildlife and the public to use and enjoy† (R.M.E.F.). With all of the nation’s natural beauty, the idea that animal populations can grow too large and create a bad situation for the animal in its habitat does not cross a person’s mind. Although some believe hunting to be a mindless and terrible form of animal cruelty, hunting helps the environment by controlling population and preserving ecosystems, while also allowing people to use their passions for the wilderness and firearmsShow MoreRelatedEssay on Green Infrastructure4124 Words   |  17 Pagesinto the built environment, green infrastructure provides not only stormwater management, but also flood mitigation, air quality management, and much more. Programmes in green infrastructure Provides information on how you can get involved including ways to protect human health and the environment by raising awareness about potential threats to your drinking water, local rivers, lakes, streams, wetlands, the fish and shellfish you eat, and aquatic ecosystems. Adopt Your Watershed  Ã¢â‚¬â€œÃ‚  This program challengesRead MoreUNIT 5 ASSIGNMENT RESEARCH PROJECT3849 Words   |  16 Pageswill be necessary to observe objectively using the techniques and tools required during the process. Discipline needs to be applied thus evaluating results with confidence and put into action objectively. In this scientific age all of us are in many ways consumers of research results and we are able to judge the adequacy of the methods by which they have been obtained. The knowledge of methodology helps the consumer research results by evaluating thus enables rational decisions. Primary research –Read MoreOrganisational Theory230255 Words   |  922 Pagesvaluable. Peter Holdt Christensen, Associate Professor, Copenhagen Business School, Denmark McAuley et al.’s book is thought-provoking, witty and highly relevant for understanding contemporary organizational dilemmas. The book engages in an imaginative way with a wealth of organizational concepts and theories as well as provides insightful examples from the practical world of organizations. The authors’ sound scholarship and transparent style of writing set the book apart, making it an ingenious readRead MoreProject Mgmt296381 Words   |  1186 PagesUniversity; Michael Ensby, Clarkson University; Eldon Larsen, Marshall University; Steve Machon, DeVry University–Tinley Park; William Matthews, William Patterson University; Erin Sims, DeVry University–Pomona; Kenneth Solheim, DeVry University–Federal Way; and Oya Tukel, Cleveland State University. In the fifth editi on we continue to commit to improving the text content and improving instruction of project management. We are grateful to those reviewers who provided helpful critiques and insights on theRead MoreStrategic Marketing Management337596 Words   |  1351 Pagescommunications 12.14 Distribution strategies and the distribution plan 12.15 Channel management 12.16 The ‘soft’ elements of the marketing mix CONTENTS ix 12.17 Integrating the elements of the marketing mix 12.18 Summary Stage Four: Which way is best? Strategic evaluation 13 Criteria of choice 13.1 Learning objectives 13.2 Introduction 13.3 Financial versus non-financial criteria; effectiveness versus efficiency 13.4 Financial criteria 13.5 Non-financial criteria 13.6 Multiple criteria 13Read MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesImplications for Managers 533 S A L Self-Assessment Library What’s the Right Organizational Culture for Me? 512 glOBalization! Face Culture, Dignity Culture, and Organizational Culture 515 Myth or Science? â€Å"Employees Treat Customers the Same Way the Organization Treats Them† 518 An Ethical Choice Designing a Culture of Ethical Voice 526 xviii CONTENTS S A L Self-Assessment Library How Spiritual Am I? 531 Point/Counterpoint Organizations Should Strive to Create a Positive

The Second Amendment - 1407 Words

â€Å"They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety.† This quote from Benjamin Franklin illustrates how an emphasis on safety can drastically reduce the freedoms enjoyed by citizens of the United States, especially the Second Amendment of the U.S. Constitution which states that â€Å"...the right of the people to keep and bear arms shall not be infringed.† However, with active shooter situations such as Columbine; the Tucson, Arizona shootings, which nearly killed former Representative Gabrielle Giffords; and recent situations at Newtown, Connecticut; Los Angeles International Airport; and Westfield Garden State Plaza mall in New Jersey, the federal government has questioned this†¦show more content†¦12). If somebody were to invade a home, that owner deserves to have the right to pull a gun to defend him or herself. â€Å"The police can’t protect everyone, instantly, 24-hours a day, seven- days-a-week. And the fact that victims might be able to defend themselves can also deter criminals† (Lott par. 14). Almost every parent at some point tells their child, â€Å"Don’t put your fingers in the electrical outlet, or you’ll get shocked.† Naturally, the child will put his or her fingers in the outlet just to see what will happen. After getting shocked, the child will cry. The parent will then say, â€Å"I told you not to do that.† This is part of human nature. Everybody thinks that they know best and nobody else can tell them what to do. This situation would also apply to gun control, as more gun control laws would cause criminals to push the envelope even more and commit more crimes involving guns. When the state of Illinois passed Concealed Carry legislation this last summer, many who believe in the right to bear arms as defined in the Constitution hailed this as a victory and could not wait to obtain the right to carry concealed weapons. Tom Gibbons, the State’s Attorney for Madison County, gave citizens of the county the right to carry before the official signature of Governor Pat Quinn in a press release dated June 6, 2013. In the press release, Gibbons said that to deny this right to law-abidingShow MoreRelatedThe Second Amendment And The Amendment903 Words   |  4 PagesThe truth to the statement that â€Å"Texas has a love affair with the 2nd amendment more than any of the other amendments† is circumstantial depending on the interpretation of the 2nd amendment. The second amendment is the most challenged amendment because it is so vaguely worded and not straight forward. It reads â€Å"A well regulated militia, being necessary to the security of a free state, the right of the people to keep and bear arms, shall not be infringed.† This somewhat incoherent statement leavesRead MoreThe Second Amendment Essay1529 Words   |  7 PagesCarter West Mrs. Gisleson Research Skills November 11 , 2016 Gun Control: Aiding in Infringing our constitutional rights â€Å"The beauty of the Second Amendment is that it will not be needed until they try to take it† said Thomas Jefferson (insert citation). What would happen to American Citizens if there safety and protection was completely in the hands of Uncle Sam? How could a person live without fear? Gun control has been an issue that has concerned the United States for many years. While the legalizingRead MoreThe First Amendment : The Second Amendment2464 Words   |  10 PagesThe Second Amendment Ever since the beginning of American Revolution in April 1775, Americans have sought to create a nation with no ties to the British monarch and create and more, perfect union. They decided to create a democratic, republic government consisting of voted officials voted by the people, governed by a system of checks and balances with limited powers and the purpose of providing protection and services to its citizens. However, The Founding Fathers believed that should the governmentRead MoreThe Issue Of The Second Amendment1035 Words   |  5 PagesYou Can Have My Gun When You Pry It from My Cold Dead Hands Those that oppose upholding the Second Amendment should consider the following scenario: It is the middle of the night, an armed intruder breaks into a home in a well-lit residential neighborhood; the intruder knows the home owners are home, and despite this knowledge, illegally enters the home. The father, awakened by the noise, listens for a second and realizes that someone has broken into his home. Concerned for the safety of his familyRead MoreThe Issue Of The Second Amendment1704 Words   |  7 PagesThe Second Amendment is one of the most controversial amendments in today’s society. There are commonly two sides that fight with each other over the definition of this amendment. The pro-gun, or what is commonly referred to as â€Å"gun nuts†, have the firm belief that the American people have the right to not only carry a gun, but to carry any type of gun that they want, while anti-gun groups want to get rid of the right to carry a gun all together unless that perso n is a soldier or police officer.Read MoreIs The Second Amendment A Threat?1498 Words   |  6 PagesAmanda Ward Term Paper Is The Second Amendment In Danger? The Second Amendment of the United States Constitution is the amendment of the United States Bill of Rights that protects the right to keep and bear arms. The amendment clearly states that a well-regulated Militia, being necessary to the security of a Free State, the right of the people to keep and bear Arms, shall not be infringed. This means that citizens of the United States shall be able to carry firearms within reason to do so, whenRead MoreSecond Amendment Essay1097 Words   |  5 PagesSecond Amendment Essay Guns, used for a wide variety of things, such as hunting, sports, and defense. Though destructive, guns have their uses. But what allows citizens to own guns in the U.S.? The answer to that question is the 2nd amendment. The amendment states that citizens can bear guns, and that a free state should have a good militia. At the end of the amendment, the amendment states that it should not be infringed. Back in 2012 Obama was claimed to try to take away guns. Should guns be takenRead MoreHow Of The Second Amendment1271 Words   |  6 PagesHow to Interpret the Second Amendment The Constitution was signed on September 17, 1789. The federalists declared that the Constitution granted the new government limited powers. Anti-federalists, such as George Mason, sought after a stronger confirmation from the federal government that certain rights would not be encroached upon. After just recently breaking away from Great Britain, it is understandable that the Founding Fathers feared the rise of another domineering government. Mason wroteRead MoreSecond Amendment Essay837 Words   |  4 PagesOne of the most highly debated amendments of the United States Constitution is the Second Amendment. The Second Amendment has been disputed for hundreds of years on exactly of its exact true meaning. The United States Constitution wrote the Second Amendment as â€Å"A well regulated militia, being necessary to the security of a free State, the right of the people to keep and bear arms, shall not be infringed. The argument that has lasted for centuries begins with the first part â€Å"A well regulated militia†Read MoreAmending the Second Amendment1083 Words   |  4 Pagespassion on both sides of the fiercely debated issue of gun control and brought the issue to the forefront of American politics once again. While no new gun control laws have been passed since this tragedy, the debate over how to interpret the 2nd amendment continues. Gun control laws are the government’s way of regulating the manufacture, sale, transportation, possession, and use of firearms. In our world today, we face the vast controversy of gun control and who should be able to possess a destructive

Veterans The Intricate Journey - 1456 Words

Veterans the Intricate Journey Veterans are the individuals that by practicing their beliefs in freedom, have unintentionally rewritten history. They exist as our dads, moms, uncles, brothers, sisters, and grandfathers. Americans honor these veterans that are willing to offer the ultimate sacrifice in order to honor and protect their country. Yet, society constantly overlook their desire and passion for this country. Veterans Day is the day that society set aside every year to honor those who have served. Veterans submit themselves to a long journey filled with life changing events in order to defend their countries’ values and deserve further appreciation. Several people have forgotten what it means to be a veteran. Most of the younger populace would just say it is putting on a uniform, carrying a gun, and having to shoot at an enemy, nevertheless it is usually more about defending their country and standing up for what is right, even after numerous days of severe and sweaty fighting the enemy with their fellow soldiers dying all around soldiers, until the war is finally over and soldiers gets to return home with the knowledge that other soldiers were not as lucky. This is what it means to be a veteran. A veteran’s glory tends to be underappreciated by the majority of the American people, since they do not understand all the misery and pain that the soldiers endured for it isn’t mentioned in the job description. American people need to do more in order to show respect toShow MoreRelatedAnalysis Of The Movie Dark Souls Ost 1417 Words   |  6 PagesOST There was somewhat of a surprise for VGM listeners upon the release of the first trailer for Dark Souls, FromSoftware’s spiritual successor to Demon’s souls. Even before any initial announcement was made, it was easy to recognize the work of veteran freelance composer Motoi Sakuraba, his trademark compositional style being so integral. Known primarily for his virtuosic progressive rock compositions, Dark Souls was to be his first fully orchestral work since the Baroque influenced Infinite UndiscoveryRead MoreIndependent Movies: The Cloud Atlas Essay1004 Words   |  5 Pagescentury world. He meets Meronym, a woman from a dying advanced society. She needs Zachry’s help to reach a communication station and broadcast a message to Earth’s off-world colonies in hopes of finding salvation for her people. After a perilous journey, during which Zachry’s tribe is killed, the two of them complete Meronym’s mission and are later seen leaving Earth toge ther. The main ideas behind Cloud Atlas are that everything is connected and that every action has consequences. The movie successfullyRead MoreAbigail Adams And The Revolutionary Time Period1585 Words   |  7 Pagesâ€Å"If we mean to have heroes, statesmen and philosophers, we should have learned women.† – Abigail Adams (Brainy Quote). In the 1700’s, most women were uneducated and thought little about education and knowledge of the intricate workings of government and society. However, one woman saw the value of education and free thinking way before most of her contemporaries. In Abigail Adams, a biography by Charles W. Akers, a unique perspective of the revolutionary time period is displayed through the eyesRead MoreCongressional Representation : Richard F. Fenno Essay1634 Words   |  7 PagesIn an era where strong partisan divisiveness continues to paralyze Congress, The Challenge of Congressional Representation offers a well-formulated, insightful study of the intricate relationship between Congress and their home constituencies. It invokes nostalgia for a time before the Tea Party insurgency and the dreadful Citizens United decision – a time when Congress members put â€Å"country before party†, by listening to the people they represent rather than their echo chamber and the unlimitedRead MoreFilms Dealing With The Vietnam War1762 Words   |  8 Pagesfire of a narrative structure. In this complex process certain events and information will invariably be ignored (i.e. forgotten) emphasising that the creation of memory relies both on constructive recollection and active forgetting. It is these intricate and reciprocal relationships between accepted historical discourses, cultural memory and cultural products that have informed my choice of films. Platoon (1986) and Born on the Fourth of July (1989) possess many ostensible similarities as well asRead MoreGlobal Warming And Its Effects On The World1710 Words   |  7 PagesCameron did not have a previously made film to build off of. There is not even a series for him to capitalize on, meaning that he literally built the Avatar empire all on his own from scratch. The actors were also relatively unknown, save for a few veterans, which allowed the story to genuinely come through instead of the focus being on a million dollar cast (Gardener). Avatar is among the first films to take sound, color, and 3D to a whole other level, giving the audience a mesmerizing experience fromRead MoreTattoos : a Permanent Mark on Pop Culture Essay6526 Words   |  27 Pagesmany of the tattooed. Tattoos to American servicemen in the First and Second World Wars were popular symbols of patriotism and nationalism, group identity and reminders of home; they were the immediately identifiable tags of a veteran. But they could also be symbols of protest against the war or the military establishment and were often symbols of loss or grieving. For incarcerated prisoners, tattooing can be both an act of defiance and a personalization of the body, an actRead MoreEssay on All Quiet On The Western Front6523 Words   |  27 Pagesliving. Finally, it makes him blame the entire world for the soldiers death. He thinks that everyone should be quot;forced to pass Kemmerichs death-bed to pay homage and to redeem themselves.quot; Chapter 3 Baumer and his friends swagger like veterans as new recruits arrive. Katczinsky tells one of them that he is lucky to receive bread with turnips to eat rather than sawdust. Kat then produces a stew of beef and haricot beans for himself. He is a resourceful young man and a good organizer. NoRead MoreA Picatrix Miscellany52019 Words   |  209 Pagesthey are agreed upon by all the wise men of India. The first Mansion of the Moon is called Alvach. It is begun from the starting point of Aries, through the 12th degree, 51st minute and 26th second of that sign. And the wise men of India will begin journeys and give medicines when the Moon is in this Mansion. You also ought to place [the Moon] in this Mansion for all images you intend to fashion that you might travel on the road and be returned home safely. They also account this sign [Mansion] goodRead MoreSas Case Study9382 Words   |  38 PagesInstitute has one technical support person for every 100 customers. Customer loyalty is inte nse. Like many software companies, SAS Institute sponsors user group meetings. One difference is the loyalty of the users who attend these meetings. SAS veterans of previous user conventions wear up to 20 badges on their jackets as a demonstration of loyalty. Howard Dresner, research director for the Gartner Group, sometimes speaks at SAS user group meetings and commented, I was afraid that if I said anything

Analyst Report Free Essays

Business 101 4 November 2011 Analyst Report Part 1: Executive Summary VF Corporation is a multi million-dollar industry that produces and distributes apparels from various brand names. Throughout the past two years VF Corp has performed very well as concluded on its annual report. By looking at the annual report for 2010 it is very clear that VF Corp has performed very well over the past year. We will write a custom essay sample on Analyst Report or any similar topic only for you Order Now The total revenues for 2010 were $482,303 more than the total revenues for 2009. The long-term debt for the company reduces by $2,612 from 2009. With the various brand names that VF Corp has, it is clear that the total revenue will always increase as the demand for those brands increases, which they have been increasing. To add to their brand base VF Corp just recently bought the company Timberland so that too will help increase their earnings. By purchasing another popular name brand VF Corp will have a number of appealing brands that the public is always interested in purchasing. This helps VF Corp in the future because the more brands they purchase, the larger their consumer population will become. By doing so they are also highlighting one of their major goals addressed in their mission statement, which states â€Å"Our goal is to continuously exceed the expectations of our consumers, customers, shareholders and business partners. † Part 2: Company Profile †¢ Ticker symbol: VFC †¢ Mission Statement as it is printed in the Annual Report: We will grow by building leading lifestyle brands that excite consumers around the world. Ours is a perpetually driven culture, focused on constant innovation. Using deep research and insights, we combine the art and science of apparel to create products that excite consumers and brands that inspire loyalty. We responsibly manage the industry’s most efficient and complex supply chain, which spans multiple geographies, product categories and distribution channels. Our goal is to continuously exceed the expectations of our consumers, customers, shareholders and business partners. We help our retail partners win with consistently solid execution and outstanding service. And we continually find ways to improve our performance and generate bottom line results. †¢ Corporate headquarters location: 105 Corporate Center Blvd. Greensboro, NC 27408 †¢ Name of CEO: Eric C. Wiseman †¢ Name of CFO: Robert K. Shearer †¢ Stock classifications (common, preferred, both): Common †¢ Exchange (NYSE, Nasdaq): New York Stock Exchange (NYSE) Part 3: Projections: Based on the graph of the stock performance I project that the stock prices will steadily increase in the years to come. During the 2009 recession the stock levels for VF Corp went down but bounced right back up towards the 70’s closer to 2010. Since then the stock levels slowly increased each month and now are at a steady positive increase and I believe that it will continue to increase. Also VF Corp is associated with various clothing and apparel companies and regardless of how serious the economy might decline, people will still go out and buy clothes. VF Corp is also associated with a number of big name brands such as The North Face, Lee, Vans, Timberland, Nautica, Wrangler, Majestic, Jansport, and many other brands. These different brands are very popular these days and their sales are always going up so the overall stocks for VF Corp will continue in a positive slope. [pic] Part 4: Current Events The first article discusses how VF Corp is purchasing â€Å"VF Arvind Brands Private Limited†. This company is responsible for marketing VF Corp’s brands throughout India. This is helpful for VF Corp because it can market its own brands and spread throughout Asia as well. This would allow VF Corp to not only have the final say on how exactly it markets its products but to also choose the locations that they want the products to be marketed at. Overall this purchase will greatly benefit VF Corp right now and in the future as well. The second article discusses how VF Corp is set to buy the brand Timberland. By doing so not only is VF Corp helping increase its profits but Timberland’s as well. Timberland is a famous company that primarily sells boots. This would greatly increase VF Corp’s variety in terms of outdoor wear. By purchasing Timberland VF Corp will also be able to expand oversees as the article stated. Since most of the sales from Timberland occur in China, this would help VF Corp market not only Timberland but many of their other name brands. This purchase will definitely have some very positive results in the future and if more purchases like this are made then VF Corp will increase its earning greatly. Part 5: Recommendations: Based on the information that I’ve gathered about this corporation I strongly suggest that investors should move fast and â€Å"buy† stocks from this company. Using the current ratio I can see that the company’s liquidity levels will be increasing in the years to come and since the economy is slowly recovering it is clear that VF Corp is going to do well in terms of stock sales. The difference between the current ratio of 2010 and 2009 is 0. 14. though this might not seem like a large enough of a number to make a huge difference, in reality it does. The profit margin between the two years has also increased by 1. %. All of this information tells me that VF Corp is a company that you should invest in because the company is only going on a positive direction. Article 1: VF Corporation To Acquire Joint Venture in India Published: November 2, 2011 GREENSBORO, N. C. , BANGALORE, India–(BUSINESS WIRE)–Nov. 2, 2011– VF Corporation (NYSE: VFC), a gl obal leader in branded lifestyle apparel, today announced that its subsidiary, VF Mauritius, has acquired full ownership of VF Arvind Brands Private Limited, a majority-owned joint venture between VF Mauritius and Arvind Limited formed in 2006 to market VF brands in India. Our business in India is strong, and now is the time to assume full ownership,† said Eric C. Wiseman, Chairman, President and CEO of VF Corporation. â€Å"Anchored by our Lee ® and Wrangler ® brands, the Indian market will provide a robust platform for future growth in the Asia-Pacific region. † Aidan O’Meara, President, VF Asia, noted: â€Å"VF is grateful for the contribution Arvind made to the development of a fast-growing and profitable business for our brands in India. VF and Arvind will continue to have a strong working relationship, now and in the future. † O’Meara added that he does not expect any impact to jobs or changes in the day-to-day operations of the business in India. The new name of the wholly owned business in India has not yet been announced. Article 2: VF Corporation to Buy Timberland BY MICHAEL J. DE LA MERCED The VF Corporation agreed on Monday to buy the Timberland Company, the boot maker, for about $2 billion in cash, paying a big premium in an effort to bolster its outdoor clothing offerings. VF, which already owns lines like Wrangler and 7 for All Mankind, will add Timberland to a stable of outdoor brands like the North Face and Eastpak. Eric C. Wiseman, VF’s chairman and chief executive, described the Timberland deal on Monday as a â€Å"transformative† acquisition that will add footwear to his company’s fastest-growing unit. The outdoor and action sports business reported a 14 percent gain in revenue last year, to $3. 2 billion. â€Å"We are confident in our ability to take big brands and make them bigger,† he said during an investor conference call. Still, VF is paying up: Under the terms of the deal, it will pay $43 a share, a more than 40 percent premium to Timberland’s Friday closing price. Founded in Abington, Mass. , in 1952 by the Swartz family, Timberland became synonymous with American work garments and outdoor clothing, particularly with its hard-wearing boots. But the company has faced rising materials costs, with its operating margins falling to just 9 percent last year. It reported a 30 percent drop in first-quarter profits this year. VF executives appeared confident that it could wring profits by improving Timberland’s business performance, primarily by folding it into the apparel giant’s global platform and cutting costs. On an investor call with analysts, VF’s chief financial officer, Bob Shearer, said his company planned to raise its new acquisition’s operating margin to 15 percent, in line with the rest of the conglomerate’s brands. In Timberland, VF also sees an opportunity to expand its presence overseas. Though Timberland’s popularity in the United States surged years ago, the brand remains popular in high-growth markets like China. The company also has a foothold in Japan, where VF is still building out its presence. VF executives expect to reap benefits from the Timberland deal soon after its closing, which is expected in the third quarter this year. Timberland is expected to begin adding to VF’s earnings by 45 cents a share this year and 90 cents next year, excluding acquisition costs. VF plans to keep Timberland based in Stratham, N. H. Members of the Swartz family have agreed to support the deal. The Timberland sale appeared to stoke hopes that other outdoor apparel makers could soon go on the block as well. Among the big gainers was Wolverine World Wide, another maker of rugged work boots, whose shares jumped about 5. 1 percent to $39. 08. Columbia Sportswear, another purveyor of activewear, rose 1. 7 percent to $59. 43. Shares of VF also rose, gaining 10 percent on Monday to $101. 01. Usually, an acquirer’s shares fall after a deal is announced, as shareholders worry about the transaction being overpriced. Shares in Timberland soared 44 percent to $43. 20. Analysts praised the deal, citing VF’s history of integrating brands into its business platform. â€Å"We regard Timberland as a high-quality brand that has been operationally challenged for a number of years,† analysts at Sterne Agee wrote in a research note on Monday. â€Å"We believe that VF has exhibited a strong track record and the capabilities to rectify many of the historical problems. † How to cite Analyst Report, Essay examples

Investor protection and corporate governance - MyAssignmenthelp.com

Question: Discuss about the Roles Of Banking And Financial Laws And Regulations In The Protection Of Investors. Answer: Introduction Money Laundering is a vice that affects not only banking industry but other business and the public at large. Efforts to mitigate this challenge have resulted in various Acts and Regulation. This paper reviews these Acts and Regulation in regards to their effectiveness in tackling this vice. The following discussions highlights some of these Acts and Regulations in terms of pros and cons in their attempts to deal with money laundering in the banking industry. This will help in analyzing the role of banking and financial laws and regulations in protecting investors. Proceeds of Crime Act 2002 On the benefits side, this is a piece of legislation which has the advantage to address organized crime hence protecting the investors. For example, it provides officers with the power of seizing cash as well as recovering assets which sends a warning to the criminals hence guaranteeing protection to investors. Such assets may include cars alongside houses purchased by criminals using the crimes proceeds. [1] Another advantage of POCA is that it directly strikes the major motive for crime thereby deterring offenders, disrupting organized crime as well as showing the public the crime does not pay. This way, investors remain protected as their assets and properties are guarded by disrupting organized crime. Moreover, it is also advantageous that the money recovered and those made through the sale of criminals assets are put back into the projects of the community as well as helping to fund additional investigations. In so doing, investigations into criminal activities are conclusively concluded to ensure that investors are compensated. The POCA is also advantageous because it enables the police to part criminals from their respective money. This has been used by the Cheshire Police to make it even harder for criminals to get their respective hands on their money as well as launder the proceeds of such crimes. [2] This has successfully been done via confiscation orders and forfeiture orders. The POCA has had various benefits: One of the benefits is the removal of the criminal assets from the country which might be utilized to generate additional crime. Another benefit of POCA is that crime is probably to decline as criminal stripped of their corresponding assets risk future confiscations in case they return to their old manners hence protecting investors. Another benefit is that POCA stifles criminal activities as well as sends precise messages to all including criminals that crime does not reward. This has served to discourage criminals from criminal activities hence protecting the investors. POCA also has the benefit of decreasing the iconic status of the crime and criminals. It has also been used effectively by the financial investigators as it allows the police as well as the law enforcement agencies to combat a vast array of criminality like money laundering, terrorism and drug traffickin g amongst others. On the contrary, one of the cons is that the Act has not been able to detect much of the money laundering activities which puts investors at high risks. This means that more proceeds from the crimes have never been confiscated and hence have continued to support terrorism or criminal activities. The Serious Crime Act 2007 The first benefit of the Act is that it has made various radical alterations to English criminal law thereby creating a novel scheme of orders to serious crime prevention which protects in investors from losing their investments. This has had the benefit of increasingly frustrating crime in Northern Ireland and Wales and England which ensures safe environment for investments to prosper. [3] Also, the Act has replaced the ineffective common law crime of the incitement with an effective statutory offence of encouraging/assisting crime. Another advantage is that the Act has effectively made a provision as to disclosure as well as info sharing thereby preventing fraud. Investors can now have access to all information required before deciding whether the project is viable. Also, the abolishment of Assets Recovery Agency has been an advantage because it has created a novel regime for the proceeds of crime recovery. [4] However, the Act undertook radical changes to English Criminal law without first getting to know what actually needs to be changed for its effectiveness thus failing to protect investors from losing their money. For this reason, new scheme of orders to prevention of crime have been established which do not necessarily assist in investors protection. Thus, instead of effectively frustrating crime, money laundering have surged unnoticed. The Terrorism Act 2000 The Act has the advantage because s.41 gives the police the power to arrest as well as detain an individual without charge for up to forty-eight hours in case police suspects the person to be a terrorists. This has the effect of protecting investors because it bars criminals from interfering with the witnesses or investigations. Moreover, it further provides for extension of this period to seven days in case the judge can be persuaded by the police that it remains essential for additional probing. This means that a thorough probe will be undertaken and sends in order that investors can get back their stolen assets. This is advantageous because it is a clear break from the ordinary criminal law whereby the suspect had to be charged with twenty-four hours of detention lest released. [6] The Act, on the contrary, has been ineffective in that it confers controversial powers to the police. This has led to the remarkable instances of alleged abuses as well as legal challenges in both European and British Courts. Thus instead of helping protect the investors, police have abused their powers and focused on wrong criminals hence failing to recover the stolen assets. Moreover, the Act has suffered a setback due to its illegal stop-and-search powers under s.44. This is because the European Court of Human Rights has rule this section illegal. Moreover, sections (2) (b) as well as (e) have suffered criticisms because they fall well beyond the scope of what is often comprehended as the terrorism definition. The Money Laundering Regulation 2007 The Regulation has the pros of effectively re-defining the money laundering as well as money laundering offences. It has further effectively established mechanisms for probing as well as recovering crime proceeds thus giving hope to investors. [7] It further has the advantage because it revises as well as consolidates the requirement for people affected to report suspicion, knowledge and reasonable grounds for suspecting money laundering thus improving the likelihood of timely crime detection before investors lose their money. This Regulation has helped the business and banks as it has required many more of them to usher in procedures that combat money laundering as well as criminal activities which underline them that protect investors. The Regulation has improved combat of money laundering because it has kept pace with the sophisticated ways used by money launders to disguise the funds sources. [8] The Regulation has further ensured that more professions as well as business are bro ught into the regulated sector who must comply with the requirement of the Act and 2007 regulations. In other words, the 2007 Regulation has ensured that the investors affected introduce a range of procedures that guarantee legal requirement responsibilities compliance. [9] The Regulation has increasingly put off a stop to money laundering because it requires stakeholders in the regulated sector to report all transactions which they are suspecting to guard investors. Moreover, through this Regulation the government has emphasized that there is never de minimis boundaries within legislation which imply that very trivial crime proceeds must be reported to the National Crime Act. Another pros of the Regulation is that is the enhanced due diligence. This is because the Regulation requires that enhanced CDD as well as ongoing monitoring be upheld where the client hasnt been met face-to-face; is politically exposed individual; and there remains higher risk to launder money or finance terrorist. Moreover, it is also advantageous because the Regulation requires marginal procedures over and above such applied for ordinary due diligence in such conditions. Moreover, the Regulation has integrated proceeds of any crime in the definition of money laundering. Thus the stakeholders in the regulated sector must report knowledge or suspicion of money laundering based on internal procedures. Another pros of the regulation is that its scope and its application to business activity remains highly risk-based. This is because the Regulation currently applies risk-based criterion to a range of individual provisions. This remains applicable especially to the manner in which the regulated sector undertakes CDD, ongoing monitoring as well as improved DD. Thus, in principle, the risk-based criterion application to such procedures remains appropriate, even where the implication remains that diligence checks in regards to larger instances shall essentially engage more time as well as expense for the regulated sector. The Regulation is thus effective because al entities, irrespective of size, must, inter alia, keep all records for a given period as well as embrace policies alongside procedures on a range of particular matters. [10] Another pros is that CDD requirements established in the Regulations remain highly proportionate response to money laundering threat. In principle, under taking CDD procedures, remains a reasonable precautions against the entitys threat being utilized for money laundering. This is because such procedures remain familiar to accountants alongside other classification of professional adviser expected to undertake Know Your Client measures at the professional relationship outset. Thus, where CDD procedures leads to accountants not taking on such clients involved in criminal activities, it will automatically be fruitful. Another advantage is that CDD procedures remains necessary for enabling practicing accountants to offer a comprehensive as well as professional services to clients. Moreover, this serves the AML interest by placing accountants in position in which they can identify normal as well as usually trends of business behavior, and by extension unusual and abnormal behavior patterns alongside illegal acts. Thus, the CDD procedures undertaken by regulated businesses denote a valuable as well as imperative precaution against the money laundering risk. Thus the regulation has ensure a high level of compliance with CDD requirements. The disadvantage of the Regulation is that whereas it requires that any suspicion for money laundering be reported by those in the regulated sector, there is no guarantee that these reports will be made. Where such reports are not made, the investors are the ones losing as their investment are exposed to more risk. This is because the regulation lacks a clear procedure on how to ensure non-disclosure of every transactions. [11] Another cons is that CDD compliance attracts additional financial costs and in certain instances, where risk linked to relationship is regarded higher, such cost might be substantial. This may make its implementation impossible and hence fail to protect the investors. This is because it could be that such cost of undertaking the CDD shall be so huge that it might surpass the prospective business relationship value whereby the fact of having to carry out risk-based CDD, or improved DD, shall trigger the underlying entity to take into account whether it actually wishes to undertake the work at all. Another cons relates to the position of politically exposed persons (PEPs) as it has caused most uncertainty. There is a need to carry out risk-based criterion during identification. The Financial Service and Markets Act 2000 The first pros of this Act is that it effectively created the Financial Service Authority (FSA). This has served to protect the investors from losing their investments. This is because the authority has had the benefit of regulating insurance, investment business as well as banking thus ensuring compliance which closes the loopholes for laundering money. Moreover, the Act has also created the Financial Ombudsman Service that has effectively resolved disputes as a free courts alternatives. The FOS has ensured that disputes are solved in time so that investors can proceed with their business unhampered. [12] However, the Act has not been able to fully regulate the investment business, banking and insurance leading to higher cases of undetected money laundering hence a risk to investors. Also, the Ombudsman has not been able to hasten the cases resolution in order that can serve as examples of the offenders to send a warning that can bar money laundering. Where it takes more time to resolve these cases, investors might lose due to the effect of time value of money. The Corporate Sentencing Guideline The Guideline has ten effective and 10 clear steps for sentencing which applies to each organization sentenced irrespective of offence dated on or after 2014 October 1. It has helped the Council to achieve a balance between desirability of offering a level of certainty for defendants and prosecutors as to a probably sentence and the requirements for flexibility as offenders mighty differ in size as well as the offences covered entail a vast array of behavior. It has led to effective ways of dealing with offenders in the United Kingdom based on effective penalties borrowed from the US system. [13] It has created incentives for corporate to institute efficient and effective compliance as well as ethics programs thereby decreasing the culpability score of organization in case it is established later that it involved in criminal conduct. It has led to a narrowing of present gap between financial penalties that UK and US have imposed. It has further reinforced the significance of proactiv e compliance as a mitigating factor where one assess culpability and considered when adjusting a sentence. Companies alongside advisers currently have clarity on potential exposure to penalties/fines, compensation as well as confiscations orders alongside precise guidance on the manner cooperation impacts penalties quantum. The cons is that the Guideline has not got rid of criticisms leveled against the UK in certain quarters for its corporate offenders sentencing records as opposed to massive penalties which have been imposed lately in the United States. It remains unlikely that the breathtaking multi-billion dollar fines/penalties shall in the US shall be emulated in the UK in few coming years. This will not bar criminal activities in any near future hence leaving investors exposed to crime. Markets in Financial Instruments Directive II On the positive side, the MiFID II is an effective EU legislation which has regulated firms that provide services to respective clients connected to financial instruments alongside venues for trading such instruments. It has the advantage of improving the functioning of the financial markets with respect to financial crisis as well as strengthening the protection of the investor. Moreover, the MiFID II has extended the requirements of the MiFID in such areas as novel market structure requirements and novel rules on inducement and research. It has transformed the financial industry of Europe by offering greater protection for investors as well as injecting additional transparency into each class of asset. The new rules have further captured virtually each aspect of trading with the European Union hence reaching across financial services industry. It has also led to better audit as well as surveillance trails as the MiFID has a regulatory desire of pushing additional trading away from phone and on to electronic venues. Thus the wave of data is measurable in petabytes which will make institutions to report more info regarding most trades instantly alongside volume and price. It has the advantage of unbundling where firm managers will have to separately budget for trading cost and research. Also, long-term investors now have additional evidence to grill their brokers they do business with hence encouraging fund managers to seek alternative means in market to undertake trades as much as they turned to equity dark pools following initial MiFID. Conversely, one of the major cons of MiFID is that it will require a range of changes in the way business are operated and ran. Thus, some business may find this costly and hence fail to effectively implement it thereby failing to protect investors. This will have a likelihood of inevitable change resistance which may be harmful to the business. Conclusion Based on the discussion of the roles of banking and financial laws and regulations in the protection of investors, it is apparent that these laws and regulation are never obstacles to efficient financial markets. These laws and regulations have served to protect many investors from losing their investments to money laundering. In so doing, the efficiency in the financial markets have surged as investors increasingly feel protected and hence investment in the banking sector. References Bryans, D. "Bitcoin and money laundering: mining for an effective solution."Ind. LJ89 (2014): 441. Colladon, A, F. and Elisa R. "Using social network analysis to prevent money laundering."Expert Systems with Applications67 (2017): 49-58. Cooper, K, A. "A critical examination of the anti-money laundering legislative framework for the prevention of terrorist finance with particular reference to the regulation of alternative remittance systems in the UK." PhD diss., University of Leeds, 2014. Harvey, J and Simon A. "Anti-money laundering policy: A response to the activity of criminals or of agencies?." (2015): 283-307. Helgesson, K, S. and Ulrika M. "Involuntary Public Policy?making by For?Profit Professionals: European Lawyers on Anti?Money Laundering and Terrorism Financing."JCMS: Journal of Common Market Studies54, no. 5 (2016): 1216-1232. Huang, J, Y. "Effectiveness of US anti-money laundering regulations and HSBC case study."Journal of Money Laundering Control18, no. 4 (2015): 525-532. La P,R, Florencio L, Andrei S, and Robert Vishny. "Investor protection and corporate governance."Journal of financial economics58, no. 1 (2000): 3-27. Masciandaro, D, ed.Global financial crime: terrorism, money laundering and offshore centres. Taylor Francis, 2017. Mei, De, and Li Z. "Anti-Money Laundering Game between Banking Institutions and Employees in the Progressing CNY Internationalization."Modern Economy6, no. 04 (2015): 490. Pistor, K, Martin R, and Stanislaw G. "Law and finance in transition economies."Economics of transition8, no. 2 (2000): 325-368. Porta, R, L, Florencio L, Andrei S, and Robert W. V. "Law and finance."Journal of political economy106, no. 6 (1998): 1113-1155. Saunders, A, and Marcia M, C.Financial institutions management: A risk management approach. Irwin/McGraw-Hill, 2003. Serhan, C, Sandy M, and Silvana E, W. "Anti-Money Laundering Rules and the Future of Banking Secrecy Laws: Evidence from Lebanon."International Finance and Banking3, no. 2 (2016): 148. Shleifer, A, Robert W. V, Porta, R, and Lopez, F. "Investor protection and corporate governance."Journal of financial economics58, no. 1-2 (2000): 3-27. Usman K, M. "Anti-money laundering regulations and its effectiveness."Journal of Money Laundering Control17, no. 4 (2014): 416-427. [1] Shleifer, A, Robert W. V, Porta, R, and Lopez, F. "Investor protection and corporate governance."Journal of financial economics58, no. 1-2 (2000): 3-27. [2] Bryans, Danton. "Bitcoin and money laundering: mining for an effective solution."Ind. LJ89 (2014): 441. [3] Saunders, A, and Marcia M, C.Financial institutions management: A risk management approach. Irwin/McGraw-Hill, 2003. [4] Cooper, Karen Anne. "A critical examination of the anti-money laundering legislative framework for the prevention of terrorist finance with particular reference to the regulation of alternative remittance systems in the UK." PhD diss., University of Leeds, 2014. [5] Serhan, Carole, Sandy Mikhael, and Silvana El Warrak. "Anti-Money Laundering Rules and the Future of Banking Secrecy Laws: Evidence from Lebanon."International Finance and Banking3, no. 2 (2016): 148. [6] Huang, Jimmy Yicheng. "Effectiveness of US anti-money laundering regulations and HSBC case study."Journal of Money Laundering Control18, no. 4 (2015): 525-532. [7] Usman Kemal, Muhammad. "Anti-money laundering regulations and its effectiveness."Journal of Money Laundering Control17, no. 4 (2014): 416-427. [8] Harvey, Jackie, and Simon Ashton. "Anti-money laundering policy: A response to the activity of criminals or of agencies?." (2015): 283-307. [9] Pistor, K, Martin R, and Stanislaw G. "Law and finance in transition economies."Economics of transition8, no. 2 (2000): 325-368. [10] Masciandaro, Donato, ed.Global financial crime: terrorism, money laundering and offshore centres. Taylor Francis, 2017. [11] Mei, Dexiang, and Li Zhou. "Anti-Money Laundering Game between Banking Institutions and Employees in the Progressing CNY Internationalization."Modern Economy6, no. 04 (2015): 490. [12] Porta, R, L, Florencio L, Andrei S, and Robert W. V. "Law and finance."Journal of political economy106, no. 6 (1998): 1113-1155. [13] Helgesson, Karin Svedberg, and Ulrika Mrth. "Involuntary Public Policy?making by For?Profit Professionals: European Lawyers on Anti?Money Laundering and Terrorism Financing."JCMS: Journal of Common Market Studies54, no. 5 (2016): 1216-1232. [14] Colladon, Andrea Fronzetti, and Elisa Remondi. "Using social network analysis to prevent money laundering."Expert Systems with Applications67 (2017): 49-58. [15] La P,R, Florencio L, Andrei S, and Robert Vishny. "Investor protection and corporate governance."Journal of financial economics58, no. 1 (2000): 3-27.

Poetry and Worldly Wealth free essay sample

Andrew Lang describes the truth about money and what it meant to people in the 1800s and 1900s. He uses repetition to clearly explain his ideas. Lang believes that money could either be good or it could be evil, I guess it all depends in how you use it and appreciate it. The people in this poem are priests, soldiers, captains etc. The main idea is about how some and most people only do things for money. The â€Å"Ballad of Worldly Wealth,† is a depiction of how money can bring pride and corruption into our society. The form of this poem is a ballad. A ballads contents include 3 stanzas, at least 8 lines in each stanza, and a refrain (a repeated phrase at the end point of a poem) a refrain in example of the Ballad of Worldly Wealth is â€Å"Youth, and health, and Paradise† The author used artificial imagery to characterize money as both a staple in society, and as the icon of the worlds power and corruption. We will write a custom essay sample on Poetry and Worldly Wealth or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page There is several rhetoric patterns found in the poem. The rhyme pattern is an End rhyme. Poems with end rhyme are those whose last word of every line ends with a word that rhymes, for example: â€Å"While the tides shall ebb and (flow); Money maketh Evil (show)† Flow and show are two separate words, however both have rhyming sounds. Also displayed is parallel construction, a sentence, idea or clause that is presented with an opposing idea. In this statement, â€Å"Money moves the merchants all, While the tides shall ebb and flow; Money maketh Evil show, Like the Good, and Truth like lies† it can be seen that the opposition is of that money is what makes the world go round. However money also creates greed, and makes the people see the money as a good thing, when really its all a lie.

How to Use Your Anger to Make a Difference

How to Use Your Anger to Make a Difference I grew up thinking anger was bad. If I ever got angry, my parents would send me to my room and close the door, instructing me not to  come out until I had calmed down. I fairly quickly learned not to express my anger directly. As an adult, I found myself getting angry easily at little things. I would yell at tech support people, but never at people I actually cared about. Sometimes I would express my rage in dreams, waking up feeling somehow cleansed. I often  doubted my sanity because I felt angry so much of the time but did not know how to use it to any advantage. Productive Anger In more recent years, I have learned to express my anger more productively, and my previously pent up anger does not have much power. I’m discovering  that most people can handle it when I express my anger to them! Not a single one  of them has â€Å"sent me to my room.† In fact, many people take action when I express my anger that they might not have taken otherwise. They actually want to satisfy me! Anger can be fuel for a project or a cause. It can lead to career and business success. It can be channeled into creative endeavors or physical challenges. And it can make a difference in relationships. Anger Can Equal Caring This week, I expressed my anger to a friend over the way he was not fighting for himself, and he had a huge revelation about his life and how he can choose a different way of acting and being. I’ve heard it said that anger means you care. We are so quick to express anger to a child who starts crossing the street dangerously – we want to protect that child. But we often hold back when an adult is heading down a destructive path. A scene in the movie Good Will Hunting epitomizes the use of anger to take a stand and make a difference for someone you care about when the person is not fulfilling his or her potential: This is how I want to be with the people in my life. I want to care so much that I will threaten harm if they do not live big. I want to care so much that I order them to get their lives moving in the right direction, even if it’s at my own expense. Who do you know who could be doing more with their lives? Their creativity? Their relationships? Their careers? Are you willing to step up and fight for them so they are inspired to fight for themselves? I hope Ben Affleck gives you the kick in the butt you need.